Cheaper depreciable credit insurance
Do you want to borrow money from a bank to own a home? Well, be aware that banks and credit agencies ask their clients to take out amortizing credit insurance to give a mortgage to a customer.
Depreciable credit insurance
Depreciable credit insurance helps to secure your credit: it protects you against the risks of death, disability and work stoppage, prevents your family from inheriting your debt in case of death and guarantees the bank that it will be well repaid. Indeed, in case of default of repayment following the occurrence of a risk covered by the contract, it is your insurer who replaces you to repay the bank.
You can choose your insurer
Even today, not everyone knows that it is possible to take out another amortizable credit insurance contract than the one presented by the lending institution. With the insurance delegation, you have the free choice of your insurer to guarantee your mortgage.
We find the ideal solution and the cheapest for you!
As a broker specialized in loan insurance, we allow you to simulate online your borrower insurance and compare the proposals of different insurance companies so that you get the implementation of the best formula at the lowest rate of the insurance. market !
Delegation of insurance
A “delegation of insurance” refers to the taking out of other loan insurance than that proposed by the lending institution. It offers you the opportunity to find a contract cheaper and more suited to your situation and your needs.